Building long-term relationships through dependable risk management.
10
Dedicated Team
Members
Members
2
Convenient
Locations
Locations
1
Mission of
Service
Service
Our Mission
Black & Ramer Insurance is devoted to protecting the most important assets of our clients. We promise to provide the proper coverage at a competitive price and back it up with friendly, personal, and professional service.
Our agency history and approach.
Black & Ramer Insurance was established to deliver straightforward insurance options with dependable, local service. Operating out of Kendallville and Albion, our team assists clients in identifying potential risks and finding options to address them. We focus on building lasting relationships across IN, Michigan, and Ohio by maintaining clear standards of personal interaction.
Community-focused protection.
As an independent insurance agency, Black & Ramer Insurance works with top regional and national carriers to present appropriate options. Our independent approach lets us review multiple avenues to support your financial security. We strive to provide accessible service, clear answers, and efficient policy adjustments for all our policyholders.
2 Agencies With a Shared Mission and History
1984
Tony Black opened Black Insurance Agency in Albion, IN as a scratch Erie Insurance agency. He quickly added other insurance companies, and for the next 21 years, he built a business and a reputation based on doing what was right and in the best interests of his clients.
2000
Jarrod Ramer started Ramer Family Insurance as a scratch agency with Farmers Insurance Group in Kendallville, IN. The agency quickly gained a reputation for integrity and professionalism in the Noble County area. While growing in the personal lines and small commercial market, being limited to one carrier made it difficult.
2005
Jarrod Ramer and Heidi Ramer purchased Black Insurance Agency from Tony Black, renaming the agency Black & Ramer Insurance. The goal of both families was to maintain a consistent level of service, and being independent allowed for them to continue that mission.
2013
Jarrod Ramer and Heidi Ramer purchased a commercial lot in Kendallville, where they built Black & Ramer Insurance’s office that today acts as the agency’s home office. They slso completed a full remodel on both the interior and exterior of the Albion office.
2023
Black & Ramer Insurance became a network member of ISU, giving them the tools and markets to compete with larger national agencies, combined with the personal, family feel and attention to detail.
Our Associations
Insurance Designed for Your Needs
Black & Ramer Insurance is located in Kendallville, IN, Albion, IN, and licensed in IN, OH, and MI.
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