Black & Ramer Insurance is dedicated to serving your needs.
We are your trusted independent insurance agency.
In 2005, two local insurance agencies came together to better serve the needs of the communities they served. Black & Ramer Insurance continues to offer service and solutions dedicated to ensuring that the families and businesses of Northeastern Indiana are properly protected.
Powered by a service-first approach.
The strength of Black & Ramer Insurance is that the Black Insurance Agency and Ramer Insurance Agency came together to best serve the needs of their clients and communities. With an experienced team and a dedication to serving our clients, you can count on us to guide you through the insurance process.
Setting the highest standards.
Our vision is to set the standard of excellence within the insurance industry. By being secure in our products, confident in our staff, and innovative in our delivery, we hope to reinforce a business and a legacy that will serve our community for generations to come.
Focused on serving your best interests.
We are an independent insurance agency specializing in home insurance, auto insurance, business insurance, and employee benefits. With two local offices, we provide our insurance solutions to clients throughout Northeastern Indiana with the same level of dedication to service and attention to detail.
2 Agencies With a Shared Mission and History
Tony Black opened Black Insurance Agency in Albion, IN as a scratch Erie Insurance agency. He quickly added other insurance companies, and for the next 21 years, he built a business and a reputation based on doing what was right and in the best interests of his clients.
Jarrod Ramer started Ramer Family Insurance as a scratch agency with Farmers Insurance Group in Kendallville, IN. The agency quickly gained a reputation for integrity and professionalism in the Noble County area. While growing in the personal lines and small commercial market, being limited to one carrier made it difficult.
Jarrod Ramer and Heidi Ramer purchased Black Insurance Agency from Tony Black, renaming the agency Black & Ramer Insurance. The goal of both families was to maintain a consistent level of service, and being independent allowed for them to continue that mission.
Jarrod Ramer and Heidi Ramer purchased a commercial lot in Kendallville, where they built Black & Ramer Insurance’s office that today acts as the agency’s home office. They slso completed a full remodel on both the interior and exterior of the Albion office.
Black & Ramer Insurance became a network member of ISU, giving them the tools and markets to compete with larger national agencies, combined with the personal, family feel and attention to detail.
The Advantage of an Independent Agency Working for You
What makes our independent agency different?
Personalized insurance solutions.
Friendly, knowledgeable service.
Building trusted relationships.
Our Core Values
Black & Ramer Insurance is the product of a shared dedication to protecting families and businesses throughout Northeastern Indiana.
Being fair in providing evaluations and recommendations.
Conducting our business with the highest moral and ethical standards.
Providing financial protection and peace of mind.
Helping you understand your needs and appropriate coverages.
Selflessly serving our community and promoting local philanthropy.
Insurance Solutions We Specialize In
We specialize in a variety of coverage options to meet your unique insurance needs with the highest standards of service.
Request an Insurance Quote
As an independent agency, we are here to help you find the right coverage.
Get a Quote
It only takes a minute to get started.
- Fill out the form, we’ll be in touch.
- Go over your options with an agent.
- Get the coverage you need.