The Tiny House Movement Takes Off


Learn why some Americans are opting to drastically downsize their homes


Do YOU have an emergency action plan?


If a disaster like a tornado were to happen,

are you confident that you and  your family would know what to do?

September is National Preparedness Month.

Click on the link below to help you and your family

be prepared if a disaster were to hit your area.

Jeans Friday

We are wearing our jeans today and supporting Light The Night on Sept.23,2014. 

Have you joined our team or made a donation yet???? 

Click on the link to do so!


Office hours for Labor Day Holiday

In observation of Labor Day Black & Ramer Insurance will be

CLOSED Monday, September 1st, 2014.

We hope you and your family have a safe and happy holiday weekend!

Should you have an EMERGENCY (CLAIMS ONLY) and need assistance, please call one of the following 24 hour claim phone number:


Auto Owners Insurance:  1-888-252-4626

Celina Insurance:  1-800-552-5181

Erie Insurance:  1-800-367-3743

Farmers Mutual Ins of Noble Co : 1-800-897-3440

Hastings Mutual Insurance:  1-800-336-3124

Progressive Insurance:  1-800-925-2886

Sagamore Insurance:  1-800-497-6338