Erie Insurance ~ Above all in Service

As an independent agency we are able to offer

coverage through several different companies.

This can be very beneficial when reviewing your coverage needs. We would like to introduce some of our companies that we have to offer

so that you have a better understanding of your options.

As always….give us a call if you ever have any questions or concerns.


Meet Erie Insurance

For more then 85 years, Erie Insurance has been fulfilling its promise to Customers to provide auto, home, business and life insurance rooted in the principles of honesty, decency, service and of course affordability. They offer products that protect you without surprises. Their vast network of independent insurance agents serv more then 4 million insurance Customers in 11 states and the District of Columbia.

With their Agents, they continue to carry our the company’s founding purpose:

“To provide our Policyholders with as near perfect protection, as near perfect service as is humanly possible and to do so at the lowest possible cost.”

Find out more!

How can I get cheaper Car Insurance?

There are a few things that you can do to lower your premium. The best is to continue to have a claim and violation free driving record. Another option is to have your home and auto with the same company which may result in a multi policy discount, or having all your autos on one policy may help as well to get a multi vehicle policy. The benefits of having your policies with an independent agent such as Black & Ramer Insurance is that we are able to compare your insurance needs with several different companies and be sure that we are offering you the best rate that we can within our Albion and Kendallville offices. Reviewing your needs every couple of years is a great idea to make sure are covered properly and still getting a good rate ~ always feel free to give us a call!




Fall Car Care

October is Fall Car Care Month and the Car Care Council reminds motorist that checking their vehicles before the temp drops is key.

Read more by clicking the link below!


Fall Maintenance 101


Protect your home and everyone that lives in it with these fall maintenance tips from Erie Insurance