Office hours for Labor Day Holiday

In observation of Labor Day Black & Ramer Insurance will be

CLOSED Monday, September 1st, 2014.

We hope you and your family have a safe and happy holiday weekend!

Should you have an EMERGENCY (CLAIMS ONLY) and need assistance, please call one of the following 24 hour claim phone number:


Auto Owners Insurance:  1-888-252-4626

Celina Insurance:  1-800-552-5181

Erie Insurance:  1-800-367-3743

Farmers Mutual Ins of Noble Co : 1-800-897-3440

Hastings Mutual Insurance:  1-800-336-3124

Progressive Insurance:  1-800-925-2886

Sagamore Insurance:  1-800-497-6338


Is that covered?


How does my kids going to college affect my insurance?

Many parents are dropping their Freshman off this week at school. Having a college student may have an affect on your auto insurance. Their personal belongings need coverage as well! Take the time to read the article below and call your agent with any questions or concerns ~ It’s what we are here for!


Do your kids ride the school bus?

School has started and many children will ride the school bus each day.

This video from Erie Insurance is a good reminder how to stay safe.