Should I have full coverage on my older vehicle?

Having full coverage on your vehicle, unless required by the bank, is a personal decision. Every situation is different. You may want to consider the value of your car or the amount of loss you can personally assume.

If you were to have a total loss, could you afford to replace that vehicle?

This is just one of the many questions to ask yourself.

Contact your agent for more information!

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How do I insure my classic auto?


Although collector car insurance has been available for decades, most owners of collectibles, specialty cars and street rods are still insuring them through a standard insurance company despite the higher cost and often more restrictive policies. Taking the time to have it quoted through a company who specializes in classics could save you money and provide better coverage. Give your agent a call today and be covered by the time that car show comes to town!

Summertime Polar Vortex

We won’t see a snowman in the summer, but we will enjoy some cool temps. Click on the link below to read more!




Jeans Friday ~ Supporting our community

It’s Friday! At Black & Ramer Insurance in our Kendallville & Albion offices we are wearing jeans and supporting the

Kendallville Parks Department and Outdoor Sports Complex Playground Fundraiser.

Wearing jeans and giving back to our community! WiN! WiN!